All payment and installment solutions offered at Atelier Emine are structured based on the principles of transparency , legal compliance , financial security , and customer experience .

Handcrafted crystal evening bags, premium fashion accessories, and limited edition collections for women can be purchased securely with installment payment options offered by our partner banks.

All installment payment processes are conducted through iyzico's secure payment infrastructure and fully comply with national and international payment security standards.

GENERAL FRAMEWORK OF THE INSTALLMENT PURCHASE SYSTEM

Atelier Emine offers installment payment options;

• Legislation of the Republic of Türkiye
• Banking Regulation and Supervision Agency (BDDK) practices
• Current financial regulations determined by payment institutions and banks.

is presented appropriately.

Installment options may vary depending on the issuing bank , card type , campaign period , and the bank's own risk policies .

Atelier Emine is not directly responsible for determining installment rates, interest rates, or campaign terms set by banks.

VIEWING AND APPLYING INSTALLMENT OPTIONS

Installment options;

• At the payment step
• After entering credit card information
• Based on data retrieved in real-time from bank systems.

It is displayed automatically.

The installment options displayed on the payment screen are:

• Current
• Bank approved
• Card-based

It is fixed and cannot be changed later.

Once an order is completed, no retroactive changes can be made to the number of installments or the payment schedule.

AGREED CARDS AND BANKS OFFERING INSTALLMENT PAYMENT OPTIONS

Installment payment options are available with the credit cards listed below. This list may be updated periodically.

Maximum Card
CardFinans
Halkbank Paraf
Axess
WorldCard
BonusCard
Kuwait Turk Secure Card

Each bank may offer different installment options and repayment terms.

TECHNICAL INFORMATION REGARDING INSTALLMENT RATES AND INTEREST CHARGES

The rates listed below are for informational purposes only .
Final and binding rates are only valid on the payment screen.

Sample Installment Rates

1 Installment
No interest will be applied.

2 Installments
5.29%

3 Installments
7.37%

6 Installments
14.55%

9 Installments
22.75%

12 Installments
32.04%

The options of 4, 5, 7, 8, 10, and 11 installments may not be offered, depending on the banks' seasonal policies.

Interest charges are determined by the respective banks and are reflected directly on your credit card statement.

INSTALLMENT PAYMENT INFRASTRUCTURE AND SECURITY STANDARDS

All installment and single payment options are available at Atelier Emine:

• via iyzico payment infrastructure
• PCI DSS (Payment Card Industry Data Security Standard) compliant
• Supports 3D Secure authentication
• Secure data transmission between banks.

is carried out.

Card information;

• Not stored in Atelier Emine systems
• Not displayed
• Cannot be copied
• Not shared with third parties

All financial data is processed directly through iyzico and the relevant bank infrastructures.

3D Secure and Additional Verification Mechanisms

When making installment payments with a credit card, your bank's 3D Secure authentication system may be activated.

This verification;

• Prevents transactions from being made without the cardholder's consent.
• Provides additional security against unauthorized use.
• May be required by the bank

Transactions cannot be completed without 3D Secure verification.

PAYMENT RELATIONSHIP BETWEEN BANK TRANSFER / EFT AND INSTALLMENTS

In addition to credit cards, payment options include bank transfer or EFT.

For bank transfer/EFT payments:

• Installment payments are not available.
• Payment is made in a single transaction.
• The order will be processed after payment confirmation is received.

Atelier Emine is not responsible for installment or credit campaigns offered by banks for payments made via bank transfer/EFT.

INSTALLMENT AND FINANCIAL TERMS FOR CUSTOM-MADE PRODUCTS

For handcrafted and custom-made products:

• Delivery time is specified on the product details page.
• Installment options may vary depending on the product.
• Return and cancellation conditions may differ from standard products.

For custom-made products, it is recommended to carefully review the product descriptions and relevant legal information before placing an order.

LEGAL BASIS AND LEGISLATIVE REGULATIONS

Installment payment transactions;

• Law No. 6502 on Consumer Protection
• Distance Selling Agreement
• Banking and payment systems legislation

It is carried out within this framework.

The terms and conditions for withdrawal, return, exchange, and cancellation are detailed in the relevant contract and information pages.

LIMITS OF INFORMATION, TRANSPARENCY, AND RESPONSIBILITY

Atelier Emine;

• Rates applied by banks
• After the installment payment campaigns end
• Systemic changes originating from the bank

cannot be held directly responsible.

All customers should rely on the information displayed during the payment process.

CONTACT AND SUPPORT

For any questions or requests regarding installment options, payment methods, or financial processes, please contact us.

ATELIER EMINE
Address: Ferhatpaşa Mahallesi, Bilginur Sokak, Ferhatpaşa Konakları A Blok Apartment 14, Çatalca / Istanbul
Email: atelieremine@gmail.com
Phone: +90 531 728 09 02
Website: www.atelieremine.com

Transparent financial structure.
Secure payment infrastructure.
A shopping experience that meets European luxury fashion standards.